Peoples Bank

Reviving a Mediterranean Revival Jewel

432 CLEVELAND STREET
1910

Built in 1910 and transformed in the 1920s into one of downtown Clearwater’s most prominent Mediterranean Revival structures, the Peoples Bank Building stands at one of the most important intersections in the city.

Today, that landmark stands restored, with final elements nearing completion.

A Precision Historic Restoration

This is not a surface renovation—it is a full reconstruction of the building’s architectural identity.

The building’s signature terra-cotta façade has been recreated from archival photographs, with each element custom-fabricated using traditional methods—cast, glazed and kiln-fired to match the original design.

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Decorative friezes, cartouche panels and ornamental detailing have been carefully restored—reestablishing the building’s distinctive architectural presence.

At the street level, historically accurate storefronts and canopies have been reconstructed—restoring the building’s original relationship to pedestrian activity at Cleveland Street and Fort Harrison Avenue.

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Architectural Restoration Highlights

  • Terra-cotta façade recreated from archival documentation
  • Custom molds developed for decorative architectural elements
  • Tilework cast, glazed and kiln-fired using traditional methods
  • Decorative friezes and cartouche panels restored
  • Historic four-faced clock restored and pending reinstallation
  • Original window configurations recreated
  • Roof overhang reconstructed with terra-cotta barrel tile
  • Historically accurate storefronts and canopies reinstated
  • Modern systems integrated while preserving historic character
FULL HISTORIC RESTORATION
Full Historic Restoration
Revitalized Mediterranean Revival
21st-Century HVAC, Electrical & Plumbing

Terra-Cotta Façade Reconstruction

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RECREATING
Based on Archival Photos
REPLICATING
Original Craftsmanship

The defining feature of the Peoples Bank Building is its terra-cotta façade—an architectural system that required complete reconstruction.

Using archival documentation, each component of the façade was recreated to match the original design in form, proportion and finish.

Custom molds were developed for individual elements, allowing the reproduction of decorative panels, friezes and architectural detailing with precision.

Each piece was then cast, glazed and kiln-fired using traditional fabrication techniques—restoring not only the building’s appearance, but its architectural integrity as a historic landmark.

Clock Tower Restoration

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CLOCKWORKS
Replaced with Modern Movement

At the center of the building, the historic four-faced clock—an iconic fixture since the 1930s—has been restored and is pending reinstallation.

The clock mechanism has been carefully disassembled and rebuilt by a specialist horologist, ensuring accurate operation while preserving original components wherever possible.

The clock housing and exterior detailing have also been restored—reestablishing its role as a defining visual element at this prominent intersection.

Architectural Identity

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127
Linear Feet of Roof Eave
300
Square Feet of Barrel Roof Tile

The Peoples Bank Building has long served as a visual anchor at one of the city’s most prominent intersections.

Its Mediterranean Revival design—expressed through its terra-cotta façade, ornamental detailing and vertical proportions—reestablishes a strong historic presence at Cleveland Street and Fort Harrison Avenue.

That identity is now fully visible once again.

Modern Systems Integration

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Behind the restored façade, the building has been modernized to meet current performance standards.

Structural improvements and updated building systems have been integrated in a manner that preserves the historic character while ensuring long-term functionality, durability and code compliance.

COOLING
High-Efficiency HVAC
600 AMPS
Electrical Capacity
ALL COPPER
New Plumbing Throughout

Inside the Peoples Bank

Entering the Past and the Future

Down to the Last Detail

Customers and tenants enter the Peoples Bank through true-to-the-period brass and glass doors with triple push bars. The lobby is adorned with a framed tile commemoration of the building’s history. A tile mural repeats the Mediterranean Revival pattern from the front of the building, unifying the interior and exterior.

1920s
Antique Brass Decorative Details

Celebrating History

Reproductions of period photographs of the Peoples Bank will serve as a permanent celebration of the building’s historic past.

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A new elevator rated for commercial use will be installed, featuring brass finishes and doors.

Gold-on-glass lettering

Brass signage

Period photographic reproductions

Classic Amenities

Historically Elegant

Everything about the building’s public amenities evokes the era of the 1920s. Elegant and sophisticated hardware and finishes are above and beyond the original, elevating the Peoples Bank to a true, timeless classic.

Embossed decorative tiling

Fluted glass pendant shades

Vintage hardware and locking mechanism

Beyond Restoration

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Creating a World-Class Landmark

For more than a century, the Peoples Bank has played a significant role in shaping downtown Clearwater. So it remains today, with a world-class restoration that will secure its place of honor in the future history of downtown Clearwater.





Reestablishing a Corner Presence

Located at Cleveland Street and Fort Harrison Avenue, the building occupies one of the most visible and trafficked intersections in downtown Clearwater.

Now restored, the building reasserts its role as a defining presence at this corner—reestablishing the intersection as a focal point within the district.





Project Overview

PROJECT IMPACT

The restoration of the Peoples Bank Building represents a significant reintroduction of historic architecture into the active fabric of downtown Clearwater.

Through a combination of traditional craftsmanship and modern engineering, the project restores a landmark that contributes both visually and functionally to the Cleveland Street corridor.

A landmark restored—now defining one of downtown Clearwater’s most prominent corners.

ARCHITECTURAL RENDERINGS
Restaurant and Retail Tenant Mix